Create Your Dream Home,
Finance Your Way
Fast approvals. Flexible financing. Apply in minutes
Apply Now*Curious what you might qualify for? It’s quick, easy, and won’t affect your credit
See if You Pre-Qualify*Financing provided by
Buy Now & Pay Later
Budget to Cover Large Purchases
Receive a Decision Within Minutes
Choose The Financing Plan
Same as Cash (Minimum monthly payment 5%)
Interest Free if Balance Paid Off, minimum payments required
*On approved credit. An annual fee, as set out in your Account Agreement, may be charged to
your account subject to certain conditions. Financing is provided by Fairstone Financial Inc.
and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure
Statement and the promotional plan disclosure statement (collectively the “Account
Agreement”). Interest charges will accrue on the purchase amount and annual fees from the
beginning of the promotional period, and minimum payments of 5% of the balance will be due
each billing cycle. However, if you make the required minimum payments and pay the balance
in full by the promotional period expiration date, all accrued interest will be waived and not
charged on the purchase amount and annual fees. If you do not pay the balance in full by the
promotional period expiration date, all accrued interest will be charged at the annual interest
rate of 31.99% as shown in your Account
Agreement. Making only the minimum monthly payments on your account will not pay off the
purchase in time to avoid interest charges. On termination or expiration date of the
promotional period (or for purchases that are not part of the promotional period), the annual
interest rate shown in your Account Agreement and the terms of the Regular Credit Plan will
apply to all outstanding balances. See store and Account Agreement for further information.
*On approved credit. An annual fee, as set out in your Account Agreement, may be charged to
your account subject to certain conditions. Financing is provided by Fairstone Financial Inc.
and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure
Statement and the promotional plan disclosure statement (collectively the “Account
Agreement”). Interest charges will accrue on the purchase amount and annual fees from the
beginning of the promotional period, and minimum payments of 5% of the balance will be due
each billing cycle. However, if you make the required minimum payments and pay the balance
in full by the promotional period expiration date, all accrued interest will be waived and not
charged on the purchase amount and annual fees. If you do not pay the balance in full by the
promotional period expiration date, all accrued interest will be charged at the annual interest
rate of 31.99% as shown in your Account
Agreement. Making only the minimum monthly payments on your account will not pay off the
purchase in time to avoid interest charges. On termination or expiration date of the
promotional period (or for purchases that are not part of the promotional period), the annual
interest rate shown in your Account Agreement and the terms of the Regular Credit Plan will
apply to all outstanding balances. See store and Account Agreement for further information.
*On approved credit. An annual fee, as set out in your Account Agreement, may be charged to
your account subject to certain conditions. Financing is provided by Fairstone Financial Inc.
and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure
Statement and the promotional plan disclosure statement (collectively the “Account
Agreement”). Interest charges will accrue on the purchase amount and annual fees from the
beginning of the promotional period, and minimum payments of 5% of the balance will be due
each billing cycle. However, if you make the required minimum payments and pay the balance
in full by the promotional period expiration date, all accrued interest will be waived and not
charged on the purchase amount and annual fees. If you do not pay the balance in full by the
promotional period expiration date, all accrued interest will be charged at the annual interest
rate of 31.99% as shown in your Account
Agreement. Making only the minimum monthly payments on your account will not pay off the
purchase in time to avoid interest charges. On termination or expiration date of the
promotional period (or for purchases that are not part of the promotional period), the annual
interest rate shown in your Account Agreement and the terms of the Regular Credit Plan will
apply to all outstanding balances. See store and Account Agreement for further information.
*On approved credit. An annual fee, as set out in your Account Agreement, may be charged to
your account subject to certain conditions. Financing is provided by Fairstone Financial Inc.
and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure
Statement and the promotional plan disclosure statement (collectively the “Account
Agreement”). Interest charges will accrue on the purchase amount and annual fees from the
beginning of the promotional period, and minimum payments of 5% of the balance will be due
each billing cycle. However, if you make the required minimum payments and pay the balance
in full by the promotional period expiration date, all accrued interest will be waived and not
charged on the purchase amount and annual fees. If you do not pay the balance in full by the
promotional period expiration date, all accrued interest will be charged at the annual interest
rate of 31.99% as shown in your Account
Agreement. Making only the minimum monthly payments on your account will not pay off the
purchase in time to avoid interest charges. On termination or expiration date of the
promotional period (or for purchases that are not part of the promotional period), the annual
interest rate shown in your Account Agreement and the terms of the Regular Credit Plan will
apply to all outstanding balances. See store and Account Agreement for further information.
Financing not available for Appliances or Electronics*
Equal Monthly Payment with Interest (Reduced Rate 9.99%)
Pay with equal payments
*On approved credit. An annual fee, as set out in your Account Agreement, may
be charged to your account subject to certain conditions. Financing is provided by
Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail
Credit Agreement, Disclosure Statement and in the documents provided to you at
point of sale (collectively the “Account Agreement”). A reduced interest rate will be
charged on the purchase amount. The purchase amount plus interest charges is
divided by the term to arrive at equal monthly payments that are due each billing
cycle. Interest is precalculated and included in each monthly payment. Terms will
be disclosed to you at the point of sale. If the minimum payment is not made when
due or if a balance remains after the promotional period expires, interest will be
charged at the annual interest rate of 31.99% as shown in your Account Agreement.
*On approved credit. An annual fee, as set out in your Account Agreement, may
be charged to your account subject to certain conditions. Financing is provided by
Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail
Credit Agreement, Disclosure Statement and in the documents provided to you at
point of sale (collectively the “Account Agreement”). A reduced interest rate will be
charged on the purchase amount. The purchase amount plus interest charges is
divided by the term to arrive at equal monthly payments that are due each billing
cycle. Interest is precalculated and included in each monthly payment. Terms will
be disclosed to you at the point of sale. If the minimum payment is not made when
due or if a balance remains after the promotional period expires, interest will be
charged at the annual interest rate of 31.99% as shown in your Account Agreement.
Financing not available for Appliances or Electronics*
FAQs
Financing is provided by Fairstone Financial Inc.
There are four ways you can pay your account:
- Telephone or online banking: enter Fairstone – Retail Financing as the payee
- At your financial institution: in some cases, institutions will help you set up monthly recurring payments
- At a local Fairstone branch: Visit Fairstone.ca/branches and find a branch near you
-
By mailing a cheque payable to Fairstone: include your account number and the payment amount on the return portion of your monthly statement and address it to:
Fairstone Financial Inc.
Attn: Payment Processing
630 René-Lévesque Blvd. W., Suite 1400 Montréal, Quebec, H3B 4Z9
Simply register for online account management and log into your account to get updates about your
Fairstone financing account such as monthly electronic statements, account balance, payment due date,
minimum payment, and recent transaction history.
*On approved credit. Terms and conditions apply. See financing plan descriptions for details. If you pre-qualify for financing, there is no guarantee you will be approved for financing. You must complete the full financing application to determine whether you are approved for financing.